那种码能收信用卡？
merchants that want to accept credit cards can choose from a variety of codes. The most common code is the merchant category code (MCC), which is assigned by the credit card companies. MCCs are used to categorize businesses based on the products or services they sell or provide.
Some MCCs allow merchants to accept all types of credit cards, while others only allow certain types. For example, businesses that sell firearms may not be able to accept American Express cards. Merchants can find a list of MCCs on the websites of the credit card companies.
如何快速申请？
To apply for a merchant account, businesses will need to provide the following information:
Their business name, address, and phone number
Their tax identification number
A list of the products or services they sell or provide
The types of credit cards they want to accept
A copy of their business license
Businesses can apply for a merchant account online, over the phone, or through a bank or credit union.
The application process typically takes a few weeks. Once the application is approved, the business will receive a merchant ID number and a payment processing terminal.
常见问题
Here are some frequently asked questions about merchant accounts:
What are the fees associated with a merchant account?
The fees associated with a merchant account vary depending on the provider and the type of account. However, common fees include a monthly maintenance fee, a per-transaction fee, and a chargeback fee.
What is a chargeback?
A chargeback is a transaction that is reversed by the credit card company. This can happen for a variety of reasons, such as fraud, unauthorized purchases, or dissatisfaction with the product or service.
How can I protect my business from chargebacks?
There are a number of things businesses can do to protect themselves from chargebacks, such as:
Requesting a signature for all purchases
Providing clear and accurate descriptions of products and services
Responding to customer inquiries promptly
Offering a refund or exchange policy
