刷信用卡逾期十万会怎样？
刷信用卡逾期十万会导致一系列严重后果，包括：
罚息、滞纳金和复利：逾期未还款会产生高额利息和滞纳金，并且利息会以复利计息，导致欠款金额快速增长。
催收电话和上门催收：银行会通过电话或上门等方式向逾期者催收欠款，造成困扰和压力。
信用卡冻结或注销：长期逾期未还款，银行可能会冻结或注销信用卡，影响日常消费和信用记录。
影响征信记录：信用卡逾期会记录在个人征信报告中，影响未来贷款、办卡等金融业务的审批。
影响征信记录吗？
是的。信用卡逾期十万会对征信记录产生严重影响。逾期记录会在征信报告中保留数年时间，影响未来的贷款、信用卡申请以及其他需要征信检查的金融业务。
逾期程度也会影响征信评分。逾期时间越长，欠款金额越大，对征信评分的影响就越严重。十万的信用卡逾期是严重逾期，会对征信评分造成极大的损害。
consequences of overdue credit card payment beyond 100,000 RMB
Overdue credit card payments beyond 100,000 RMB can lead to severe consequences, including:
Late payment fees and interest: Late payments incur high interest rates and late payment fees, which can quickly accumulate and increase the total amount owed.
Collection calls and visits: Banks may contact overdue borrowers via phone calls or home visits to collect the debt, causing distress and embarrassment.
Credit card suspension or cancellation: Prolonged overdue payments can result in the suspension or cancellation of the credit card, affecting daily spending and credit history.
Impact on credit history: Credit card overdue payments are recorded on personal credit reports, affecting future loan, credit card applications, and other financial transactions that require credit checks.
